Cummings & Co. Realtors
Jennifer Mendenhall, Cummings & Co. RealtorsPhone: (443) 756-4037
Email: [email protected]

Tag: Buying A Home

Posted on 05/30/2021
Pre- Approval is a More Involved Process Than Pre-Qualification
Photo by Tayeb Mezahdia via Pixabay When you start looking for your dream home, you need to know how much mortgage you will qualify for. Your real estate agent might ask you to get a pre-qualification letter. However, just because you are pre-qualified doesn’t mean that you will get the loan. You need a pre-approval for that, and...
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Posted on 12/20/2020
Why Should You Set Up a Home Showing?
For a buyer who is interested in learning more about a residence, it may be beneficial to set up a house showing. In fact, there are many reasons why now may be a good time to schedule a home showing, such as: 1. You can determine if a home is right for you. Many houses are available in cities...
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Posted on 12/13/2020
Host a Yard Sale Before You Buy a Home
If you plan to buy a house, you may want to host a yard sale sooner rather than later. That way, you can sell items you no longer need and won't have to worry about moving these items once you find a new residence. Ultimately, there are many reasons why it may be beneficial to host a yard sale...
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Posted on 10/11/2020
Finding the Right Agent for Your Needs and Goals
If you've set a goal of buying your first home within the next year, there are several things you can begin doing now to set the stage for a positive experience. While it pays to familiarize yourself with everything from your credit score to mortgage options, choosing a good real estate agent will prove to be an invaluable advantage...
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Posted on 10/04/2020
How to Navigate the Homebuying Journey Like a Pro
The homebuying journey may seem long, complicated and time-consuming at first. Fortunately, there are lots of things a property buyer can do to streamline the process of finding his or her dream residence. Now, let's take a look at three tips to help a homebuyer navigate the property buying journey like a pro. 1. Narrow Your Home Search If...
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Posted on 09/06/2020
Should You Set a Deadline for Buying a Home?
If possible, it helps to maintain a flexible deadline as you navigate the homebuying journey. Because if you have a tight deadline in place, you risk making a rash homebuying decision. And as a result, you may pay too much to acquire a home. Perhaps even worse, you risk purchasing a house that fails to match your expectations. As...
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Posted on 08/16/2020
Mortgage Pre-Approvals Are a Valuable Tool for Understanding What You Can Afford
Photo by Clker-Free-Vector-Images via Pixabay A mortgage pre-approval can be a valuable tool for understanding how much you can afford to spend on purchasing a home. It can also make you seem much more attractive to sellers and help to identify any potential problems that may make it difficult to get a loan. In fact, many lenders claim...
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Posted on 05/10/2020
What You Need To Know About Moving Elderly Loved Ones
Photo by Gerd Altmann via Pixabay There comes a time when family members must confront the realities of aging. It’s not uncommon for our parents and grandparents to still be living in properties that once housed multiple family members. The upkeep required for such residencies can place an undue burden on our elders, and downsizing remains a logical...
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Posted on 03/22/2020
Pay the Lowest-Possible Price for a Home
Finding a deal on a new home sometimes can be difficult. Fortunately, we're here to help you shop for your dream residence so you can discover a house that matches your budget perfectly. Now, let's take a look at three tips to ensure you can pay the lowest-possible price for your dream residence. 1. Be Aggressive During Your Home...
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Posted on 02/09/2020
Perform a Successful Home Inspection
A home inspection is a key part of the property buying process. If you fail to allocate the necessary time and resources to conduct an in-depth inspection, you may struggle to identify various home problems before you finalize your property purchase. And if you cannot identify such issues, you risk buying a home that may require costly, time-intensive upgrades...
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Posted on 11/03/2019
Finish a Successful Homebuying Journey
The homebuying journey may require many weeks or months to complete. As you approach the finish line of this journey, there are lots of things you can do to ensure a seamless conclusion. Now, let's take a look at three tips to help you quickly finalize a home purchase. 1. Conduct a Home Inspection A home inspection generally is...
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Posted on 05/19/2019
First Time Home Buyer?
Nothing can quite compare to the emotional cocktail of excitement, fear, and anxiety of being a first-time home buyer. Being a homeowner is made out to be a huge milestone in life, and rightly so. Have you ever signed your name 37 times in a row? It's enough to intimidate anyone. By the end of the entire homebuying...
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